@ARTICLE\{IMM2002-0523,
    author       = "S. S. Nielsen and R. Poulsen",
    title        = "Managing your own Debt",
    year         = "2002",
    keywords     = "Interest-rate modeling, stochastic programming, mortgage backed securities",
    pages        = "193-210",
    journal      = "European Financial Management",
    volume       = "8",
    editor       = "",
    number       = "2",
    publisher    = "",
    url          = "http://www.imm.dtu.dk/~sn/ps_files/OwnDebt.ps"
}